Where we stand, before the list. We publish four small reward apps, and none of them pays cash back on gas, groceries or anything else you buy. So none of them replaces Upside, and this page does not pretend otherwise. We are still in the same category of app, which is the conflict to know about. We take no referral fee from any company named here and there is no referral code on this page. Every figure is the company's own, read on 20 October 2026 and linked at the foot.

Upside still works. What changed is how it pays: PayPal was removed from the last accounts on 14 August 2026, and a bank cash-out under $10 costs a $1 fee. Add offers that Upside itself calls personalized, and most people who go looking for an alternative want PayPal back or a gas discount they can read in advance. The useful way to sort the replacements is by what each one pays you in, and what it asks for in return.

What Upside pays now

Upside's App Store listing says frequent users earn an average of $255 in their first year, that you can earn up to 25¢ a gallon on your first fill-up, and that it has offers at more than 30,000 gas locations. It holds a 4.8 average from 687,777 App Store ratings. Its help center adds the parts that decide what reaches you. A bank transfer needs at least $1.01, and the $1 fee is waived from $10. Gift cards carry no Upside fee, but most brands require $10 and a couple require $15. Bank transfers take up to 5 to 7 business days.

On offers, Upside's own article is short: “This is by design. The offers you see in Upside are personalized.” It lists your spending habits among the inputs. Our Upside review covers why that tends to mean smaller offers for regulars, and the payouts page works through the fee at each cash-out amount.

If you want a gas discount you can read in advance

  • GasBuddy is the best-known name here after Upside, with 448,015 App Store ratings. The free app finds prices. The savings come from the Pay with GasBuddy+ card: with Auto Pay on, at least 3¢ a gallon off everywhere Mastercard is accepted, 5¢ at select stations, and 3¢ a gallon more for every $25 spent inside the store. The catch is the account behind it. The card is issued by Fifth Third Bank and paid by ACH from your checking account, with Auto Pay limits of $150 a day and $125 a pump transaction. GasBuddy+ Premium costs $9.99 a month or $99 a year and raises the discount to 20¢ a gallon on the first 50 gallons a month, then 5¢ after that.
  • Shell Fuel Rewards lives inside the Shell app. Shell's App Store listing says new members save 10¢ a gallon on the first fill, 20¢ on the second and 30¢ on the third, and that Platinum Status members save 10¢ a gallon. It only works at Shell, and it pays as a lower pump price rather than money you can withdraw. The full terms on Shell's site did not load for us, so the gallon limits and how Platinum is earned are not checked here.
  • Exxon Mobil Rewards+ pays in points worth 100 to the dollar, according to Exxon's program page: 3¢ a gallon on regular, mid-grade and diesel, 6¢ on premium, and 2¢ for each dollar in the store. Points expire on 31 December each year, and the terms say “Points have no monetary value.” Linking a bank account through Direct Debit+ takes 10¢ a gallon off regular and 12¢ off premium. It only works at Exxon and Mobil stations.

If you want cash back, or PayPal

  • Ibotta is the closest thing to Upside's grocery side, and the one app here whose help center still lists PayPal, alongside a bank transfer and gift cards. The bar is higher than Upside's: at least $20, at least one redeemed offer, and a seven-day wait after your first offer. After 180 days with no redemption, Ibotta deducts $3.99 from your balance for every 30 days you stay inactive. It has 1,973,855 App Store ratings and its listing does not single out gas.
  • Checkout 51 is the smallest app here, with 6,484 App Store ratings and a 4.0 average, and the one closest to Upside's gas model. Its listing says members can earn up to 25¢ a gallon at participating stations. You have four hours from adding the offer to fill up, must pay by debit or credit card, and must upload the receipt within 24 hours. You can cash out at $20. How the money is paid was not checked.
  • Fetch pays points for receipts from any store, including gas stations, and its listing promises it will never ask for card or bank details. Points go to gift cards or Visa Cash Cards. Most rewards need 3,000 points, the first redemption is limited to $10, $25 or $50 rewards, paper receipts must be snapped within 14 days, and points expire after 90 days without activity. Fetch does not publish what a point is worth.
  • Ours, for completeness and not as a replacement. Our four reward apps pay PayPal cash for walking, reading, playing or finishing tasks, with a first payout at 2,000 coins ($2.00), $5.00 after that, and no withdrawal fee. They pay nothing for buying gas or food, and our own page says the realistic figure is pocket money.

All of them side by side

Every figure is the publisher's own, read on 20 October 2026 and linked at the foot of the page.

Upside alternatives compared on what they pay, what they pay in, and what they ask for
App Gas savings published Paid in Asks for
Upside Up to 25¢/gal, first fill-up only Bank ($1 fee under $10) or gift card Paying by card, and location data
GasBuddy 3¢/gal free, 20¢ on Premium ($9.99/mo) Lower price at the pump A checking account, via its debit card
Shell Fuel Rewards 10, 20, 30¢/gal on first three fills; 10¢ at Platinum Lower price at Shell A Fuel Rewards account
Exxon Mobil Rewards+ 3¢/gal in points, 10¢ with Direct Debit+ Points, 100 to $1, gone 31 December Optional bank link for the 10¢
Ibotta Not stated in its listing Bank, PayPal or gift card, from $20 A redeemed offer and 7 days
Checkout 51 Up to 25¢/gal at participating stations Cash back from $20 Fill up within 4 hours, receipt in 24
Fetch Points for gas receipts, value not published Gift cards from 3,000 points No card or bank details
Our reward apps None PayPal from $2.00 Your time and some ads

The columns are not a ranking. A fixed 3¢ a gallon beats a large offer you never see, and a large offer beats a fixed discount at a station you never visit. Upside's other figures, the $255 first-year average and up to 13% back on groceries in select markets, have no matching number on most of these listings, so they are left out of the comparison.

What these apps do better than ours

Every one of them pays more for ordinary spending than our apps can, because ours pay nothing for spending at all. Beyond that:

  • Upside and the cash-back apps are funded by the sale. Upside says businesses pay it part of the money they make from extra sales and it passes some of that to you. Ours are funded by advertising, which is a worse arrangement for you in principle even when the sums are small.
  • GasBuddy's price map is useful whether or not you take the card. Finding the cheaper station across the road saves more than any of our apps pays in a week.
  • Shell and Exxon pay at the moment of purchase. There is no threshold to reach and no withdrawal to wait 5 to 7 business days for.
  • Fetch takes any receipt. It asks for no card, no bank and no planning before you shop, which is less than any other app on this page asks.

How to check any of these yourself

Look for two pages before you install: the one that says how you get paid, and the one that lists the fees and minimums. Upside's PayPal change is the reason. It was announced in a help article with a date, and many pages about Upside written before August 2026 still list PayPal. Then cash out at the first amount that carries no fee. A balance in any of these apps is a record in a company's database, which is the lesson from the last big reward app to close without notice.

  1. Upside support — why PayPal no longer appears when cashing out, and the date it was removed
  2. Upside support — the $1 fee on bank cash-outs under $10
  3. Upside support — the $1.01 bank minimum and the $10 to $15 gift-card minimums
  4. Upside support — why offers vary, and that they are personalized
  5. Upside support — how Upside makes money, in its own words
  6. App Store listing — Upside: Gas & Food Cash Back (rating count, earnings claims and privacy labels)
  7. GasBuddy — Pay with GasBuddy+, the per-gallon savings, Auto Pay and the bank link
  8. GasBuddy help center — membership levels, and the Premium price and 50-gallon cap
  9. App Store listing — GasBuddy: Find & Pay for Gas (rating count, GasBuddy Rewards points)
  10. App Store listing — Shell: Fuel, Charge & More (the Fuel Rewards new member offer and Platinum status)
  11. Exxon Mobil — the Rewards+ program, points per gallon, what 100 points is worth and when points expire
  12. App Store listing — Exxon Mobil Rewards+ (rating count and payment methods)
  13. Ibotta help center — the ways to withdraw, and the $20 qualifications
  14. Ibotta help center — account maintenance fees, the 180-day clock and the $3.99
  15. Fetch FAQ — the 3,000-point minimum, the 14-day receipt limit and the 90-day expiry
  16. App Store listing — Fetch: Earn Rewards Every Day (gas station receipts, and no card or bank details)
  17. App Store listing — Checkout 51: Cash Back Savings (the gas offer, the four-hour window and the $20 cash-out)
  18. Checkout 51 — how it works, and the $20 needed to cash out
  19. Illumination Development — what our own reward apps pay, and how

Frequently asked questions

What is the best app like Upside?

It depends on which part of Upside you liked. For a gas discount that does not depend on offers, GasBuddy's free Pay with GasBuddy+ card takes at least 3 cents a gallon off at stations everywhere Mastercard is accepted, but it is a debit card paid from your checking account by Auto Pay. If what you miss is PayPal, Ibotta still pays to PayPal, after you reach $20, redeem one offer and wait seven days. Ibotta is mostly groceries rather than gas. Checked 20 October 2026.

Can you still cash out Upside to PayPal?

No. Upside's help center says it dropped ongoing PayPal support for most accounts in late 2025 and removed PayPal from all remaining accounts on 14 August 2026. What is left is a bank transfer, with a $1 fee under $10, or a gift card, which most brands only issue from $10 and a couple from $15. Among the apps on this page, Ibotta is the one that still lists PayPal.

Is GasBuddy better than Upside?

They do different jobs. Upside pays cash back on offers it personalizes for you, and says in writing that offers vary with your area and your spending habits. GasBuddy's card pays a fixed 3 cents a gallon with no offer to claim, or 20 cents a gallon on the first 50 gallons a month if you pay $9.99 a month for Premium. The cost is a bank link: the card is issued by Fifth Third Bank and paid by ACH from your checking account.

Is GasBuddy Premium worth $9.99 a month?

Only if you buy a lot of fuel. GasBuddy's help center says Premium saves 20 cents a gallon on the first 50 gallons a month and 5 cents after that, against 3 cents on the free card. By our arithmetic the monthly plan adds $8.50 on the first 50 gallons, which is less than the $9.99 fee, so it only comes out ahead of the free card at about 125 gallons a month. The $99 yearly plan works out at $8.25 a month and comes out ahead at about 49 gallons a month.

Is there a gas rewards app that does not need my bank account?

Yes. Fetch says on its App Store listing that it never asks for card or bank details, and it awards points for receipts from any gas station, redeemable for gift cards from 3,000 points. Exxon Mobil Rewards+ and Shell's Fuel Rewards accept an ordinary credit or debit card, and their bank-linked options are optional extras. Exxon's Direct Debit+ adds 10 cents a gallon on regular fuel for those who want it.

Do Exxon Mobil Rewards+ points expire?

Yes. Exxon's program page says points expire on 31 December each year, and lists 100 points as worth $1 in savings. Members earn 3 cents a gallon in points on regular, mid-grade and diesel, 6 cents on premium, and 2 cents a dollar in the store, so points earned in the autumn have only weeks before the year-end cut. Read on 20 October 2026.

The app itself, not just the alternatives

Every app named above has its own review here, each one checked against the publisher's own material and dated. If you would rather read the arithmetic on ours instead, it is on what you can actually earn.

Read the reviews