Apps like Fetch

The lists that answer this question tend to name six receipt apps and leave the reader to discover the difference between them in month two. The difference is not the rate. It is whether the app needs you to have done something before you got to the checkout.

What Fetch actually asks of you

Nothing, and that is the whole product. There is no offer to claim, no list to build and no eligible-store check. You buy whatever you were going to buy, anywhere, and photograph the receipt. Fetch's FAQ sets two limits on that: up to 35 receipts in a rolling seven-day period, and a physical receipt must be snapped within 14 days of the checkout date printed on it. The exclusions are narrow and mostly obvious — returns, utility and medical bills, prescription slips, tickets, ATM and wire transactions, and takeout slips that do not say where they came from.

Everything else about Fetch is ordinary. Most rewards start at 3,000 points, and until you have redeemed something worth $10 or more only the $10, $25 and $50 denominations are available, so a first redemption is larger than the headline minimum suggests. Points expire after 90 days with no receipt submission, no redemption and no GoodRx use, with 30 days of notice by email and text.

And the points are never money. The Terms of Service put it in a section of its own: users have no property rights in points, points have no cash value and cannot be redeemed for cash in whole or in part, and a balance cannot be transferred, divided in a settlement or passed on at death. Our Fetch review goes through that clause and the data-sharing one alongside it.

The question behind the question

Almost nobody looks for an alternative to Fetch because Fetch stopped working. They look because of that clause. Fetch is a gift-card app by design and by contract, and once someone has accumulated a balance they cannot turn into money, the search begins.

So this page sorts the alternatives twice: by whether they will take any receipt at all, which is what you are used to, and by what it costs to get cash out of them, which is what you came for. Every figure below was read on the publisher's own page on 21 August 2026 and is linked at the foot.

The apps that also take any receipt

• Receipt Hog is the closest match in feel and the one that pays actual money: 1,000 coins is the minimum and comes to $5, redeemable as PayPal, an Amazon card or a Visa card. Read the ceiling before you plan around it. Coin-receipts are capped at 20 a week, and once a week's receipts have earned 100 coins, every further receipt that week pays 5 coins regardless of the total on it. One hundred coins is 50 cents, and Receipt Hog's weeks run four to the month, so the receipt half of the app tops out around $24 a year. Our Receipt Hog review covers what it is for, which is market research and says so.
• CoinOut is the nearest thing structurally: any receipt, 14 days to submit it, and a first reward at 3,000 coins. Two things make it a different deal. Receipts pay 10 to 50 coins depending on your level, with 25 receipts a week and 125 a month earning at the full rate and the rest paying 10, or nothing at all at Bronze. And the level decides what you may redeem: the first tier is a $3 gift card at Silver, Venmo starts at Gold, and PayPal appears only at Diamond, in $25 and $50 amounts. Levels are recalculated on the first of each month from the previous month's activity, and moving up involves connecting email, Amazon, Walmart and Target accounts rather than simply scanning more.
• Amazon Shopper Panel is the outlier, and the one most worth knowing about. It takes any product receipt from the last 30 days, the most generous window on this page, and asks for no offers and no store list. It pays up to $10 a month, issued within the first 48 hours of the following month, as Amazon Balance or as a donation to a charity you pick — there is no cash option and no gift card. Amazon publishes the cap and not the rate, saying only that the amount per receipt varies by retailer type. Two restrictions matter: service receipts are out, so no restaurants, gas stations, hotels or gyms, and space is limited, so whether you can join at all depends on what the app tells you when you try.

The apps that need a decision before you shop

These are the ones most often recommended as Fetch replacements, and they are good apps. They are also a different habit. In each case the receipt is evidence for a claim you made earlier, rather than the thing being paid for.

• Ibotta pays real cash on grocery offers. Its own instructions are to add offers to your list before shopping, though it allows you to add one afterward as long as it goes on the list before the receipt is submitted, and its submission tips say to check the receipt is no older than seven days. Withdrawal needs $20 in earnings, at least one redeemed offer and a seven-day wait after that first one. There are "Any Receipt" offers at some retailers, which is the closest it comes to the Fetch habit. Our Ibotta review covers the dormancy fee too.
• Swagbucks Magic Receipts advertises itself as turning any receipt into cash, and the page carrying that line also carries the answer: its featured "Any Receipt" deal, available at all stores, is worth one cent. The real money is in the branded coupons beside it, several of them worth several dollars, and every one of them has to be added to your list before the receipt is scanned. Swagbucks then pays in SB, and its rewards store prices $25 of PayPal at 2,530 SB. Our Swagbucks review explains what an SB is worth across the rest of the site.
• Upside is the strictest version of the same idea and the most generous per transaction. You claim the offer in the app, then buy, and the clock is short: four hours at a gas station, four at a restaurant, 24 at a grocery store. Miss it and the offer expires. In exchange there is no redemption minimum, only a $1 fee on bank cash-outs under $10 and the $10 floor most gift-card brands set. It also removed PayPal in August 2026.

The three ways an app charges you for cash

Fetch's answer to the cash question is a flat no, which at least has the virtue of being legible. The apps that do say yes all attach a price, and it is worth seeing them side by side because the price is rarely presented as one.

• A threshold. Ibotta's $20, plus one redeemed offer, plus seven days. On grocery offers worth a dollar or two, that is a long way from the first payment.
• A fee. Upside takes $1 on bank cash-outs under $10. Swagbucks charges 30 SB on top of every PayPal reward, and says in its own FAQ that this covers the processing fees PayPal charges it.
• A ladder. CoinOut, where cash is not a threshold but a status: Venmo at Gold, PayPal at Diamond, and a level reassessed monthly on activity that includes connecting accounts as well as scanning.

Receipt Hog charges none of the three, which is why it reads as the friendliest of them at $5. It takes its cut at the other end, by capping what receipts can earn in a week.

Why ours is not on the list

None of our four apps reads a receipt, so none of them replaces Fetch. That is the honest position and there is no version of it where we are the answer to this search. If the appeal of Fetch was being paid in relation to money you were already spending, install one of the apps above; we cannot do that at all, because there is no purchase for us to attach a reward to.

The one thing we share with Fetch is the shape of the payout, and it points in the opposite direction: our apps pay coins for a daily habit and cash out to PayPal at 2,000 coins, which is $2.00, with no inactivity rule and no expiry. Small, in cash, quickly. If what you wanted from Fetch was a gift card worth having, that is a worse deal and we would rather say so here than at the end of a paragraph you have to squint at.

All of them side by side

Mechanics only, because mechanics are the checkable part. Every figure is the publisher's own, read on 21 August 2026.

A low minimum is not a high rate, and the table ranks nothing. Upside can pay more on one tank of gas than Receipt Hog pays in a month, and Amazon Shopper Panel will pay $10 for receipts none of the offer-based apps would look at.

What these apps do better than ours

All of them do the thing our four cannot: pay you in relation to money that was leaving your account anyway. That is a structurally better deal than being paid for attention, and no amount of design on our side changes it. Beyond that:

• Fetch asks less of you than anything we make. One photograph per shop, no daily visit, no streak to keep. It also sets no cap on total earnings, which almost nothing in this category can say.
• Receipt Hog and CoinOut pay for receipts you already have. The work is retrospective. Ours only pay for something you do after installing them.
• Ibotta and Upside move real amounts. A good week of grocery offers or one tank of gas can beat a month of anything we pay, because the money comes from a retailer's margin rather than an ad impression.
• Amazon Shopper Panel is unusually clear. It is a research panel, it says so, and the 30-day receipt window is the most forgiving here.
• Every one of them is on Android. Ours are not, which ends the comparison for most people before any of the rest of it matters.

What to check before you move a habit

The three terms that decide whether a receipt app is worth installing are the ceiling, the expiry and the route to cash, and all three are published somewhere in every app on this page. They take about twenty minutes to find, and finding them on day one is worth considerably more than the first month of scanning.

Then redeem at the first threshold you are allowed to. A points balance is a record in a company's database rather than money held for you, which Fetch's own terms state more plainly than most by saying users have no property rights in points at all. That is the lesson from the last big app in this category to close without notice, and the expiry clocks running in Fetch, CoinOut and Receipt Hog make the same point on a gentler schedule.